Unless very special circumstances apply, easy Life Settlements will only consider purchases that meet the following criteria:

Life Insurance Policy Requirements

• The policy must be at least 2 years old, assignable and non-contestable.
• The Life Insurer must be rated B+ or better.
• Minimum face value (sum assured) of $50,000 - NO MAXIMUM. Lower individual face values may be considered if one of a multiple or group policy.
• The types of policies that qualify include term, whole of life, universal life, joint-survivorship, group, corporate-owned policies (COLI), key-man, and life policies held in irrevocable life insurance trusts.
• The policy owner may be the insured, a company, a family member, a charity or any other entity with a proper insurable interest in the life of the insured.